When you combine two big names in travel like Delta and American Express, you can expect to see product offers that are among the best on the market. With the Gold Delta SkyMiles American Express card, it’s a lucrative deal from start to finish. This is particularly true for business travelers.
With this rewards credit card program, you can earn free flights multiple times a year. When you double up these benefits with the Delta SkyMiles you earn when you purchase Delta plane tickets, it’s easy to see why the Gold Delta SkyMiles American Express is a top competitor in the travel rewards card market.
Delta SkyMiles has joined up with American Express benefits to make for an extremely lucrative reward package for travelers with a lust for the open sky and the thunderous rumble of a Boeing 737. With the Gold Delta SkyMiles American Express, you’ll earn one mile for every dollar you spend – that’s in addition to the miles you earn separately when you buy Delta plane tickets. If you don’t have enough miles to purchase a full ticket, Delta allows you to combine miles and legal tender to pay for flights.
First-time Gold Delta SkyMiles American Express cardholders receive Earn 30,000 bonus miles when you spend $500 on your card in the first 3 months of account opening.
Fortunately, SkyMiles never expire. Until recently, this perk was downplayed by the fact that Delta SkyMiles cardholders could earn only 100,000 miles per year. Now, as with most competing rewards credit card programs, flight miles with the SkyMiles American Express card never expire.
The Gold Delta SkyMiles American Express offers very competitive interest rates. Eligible applicants can expect a low standard APR of between15 percent and 20 percent. This rate will vary based on the prime rate determined by the U.S. Federal Reserve. Balance transfers are no longer available.
In case you ever miss two payments in a row, a penalty fee will apply. In comparison with competing cards that impose astronomically high penalty interest rates indefinitely, your penalty rate with American Express Delta SkyMiles will last only until your account has been kept in order for 12 months in a row. Even until then, it will only be around 27 percent. This is very generous in comparison to market rates.
Considering the lucrative rewards package with the Gold Delta SkyMiles American Express card, it comes as no surprise that it requires a $95 annual membership fee. If you’re considering the card but are hesitating because of the fee, be aware that American Express waives it for the first year.
We highly recommend that you configure automatic payments or mark due dates on your calendar because late fees run as high as $35.
When Gold Delta SkyMiles American Express cardholders are more than 100 miles from home, they have access to AmEx’s Global Assist Hotline. Global Assist provides emergency assistance with medical, legal, passport, money and luggage problems, 24 hours a day. That’s all in addition to the card's travel-accident insurance.
American Express sends annual spending summaries that detail charges by date, merchant and category. We particularly appreciate its inclusion of this useful financial-planning resource with the Gold Delta SkyMiles American Express.
In the event that you miss a flight or lose your card, American Express will arrange emergency check in and payment at hotels. Purchases on select goods made with the Gold Delta SkyMiles American Express card are covered for damage and theft for a period of 90 days. Gold Delta SkyMiles American Express cardholders can access their accounts online and configure email and mobile-device alerts to better monitor their spending and point accrual.
Just as its name implies, the Gold Delta SkyMiles American Express is an ideal card for frequent flyers. With fair interest rates, a superior rewards program and appealing introductory incentives, no traveler’s wallet is complete without the Gold Delta SkyMiles American Express card.
Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.
